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Archive for the 'Finances' Category

A few years ago I created a

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With all the brouhaha over the appropriate role of government in regulating health insurance, it’s reasonable that first we should define what insurance, as a commodity, really is.
Insurance is a group pooling resources in order to protect individuals within the group. It’s risk management. It’s statistical analysis. It’s saying, “I’m willing to pay the […]

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Do you know a mother who doesn’t work? I mean, really? I am wondering when we drew this horrible line in the sand between those of us who make sacrifices to provide/supplement our families and those of us who make sacrifices to stay home? I am a stay at home mother with four young children. […]

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$18,900—that is how much debt awaits the typical college undergraduate (National Student Loan Survey, Nellie Mae, 2002). In the last ten years, student debt has risen 66%, forcing students to attend their second, third, or fourth-choice school, or to forgo higher education altogether. Some students work multiple jobs just to pay tuition, not to mention […]

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When we lived in England, my mom and I hung out with the mission president’s wife. First, she was American. Second, she and Mom got along swimmingly. Third, she had this tendency to host lots of cute, college-aged boys at her home—and I was a cute, college-aged girl.
She also collected pigs.

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The Abundant Life

I spent the morning on Hau’ula Beach. Running (a term I always use very loosely) as far as I could go, from one rock outcropping to the other, I thought of all the people in the world who have never witnessed such an idyllic scene. The waves crashing, the air moist, a slight breeze blowing, […]

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DC writes:
Hello, I have a question about something that’s upsetting me. I have a large family and a busy life, serving in a leadership position as well as other time-comsuming postiions.
The problem that I am dealing with is that my parents set up a trust fund for their grandchildren to asssist with university fees and […]

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Char writes:
I just got my spouse out of the hospital where he had been for ten days. On November 18, he was rushed to the emergency room. We found a tumor the size of a soccer ball hooked to his only kidney. So on November 20th, the doctors removed it.
I’m very much stressed about our […]

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By Theresa Thayer
Let me tell you about my magical vacation. Thirty days in Great Britain.

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Carolyn from Raleigh, North Carolina, writes:
Hello Circle:
I was very recently divorced from a man who left the church a few years ago. We had five children together and, after years of staying home to raise them, I could use some ideas for a job that pays more than $11.00 an hour! I have a bachelor’s […]

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